Choosing a Superannuation Fund
Most, but not all, employed Australians are entiltled to choose their superannuation fund. If you are eligible to choose a fund, your employer will tell you when you start employment, and will give you a Standard Choice Form - this will also show the default fund that will apply if you don’t make a choice. You can also change your choice at any time - just contact your employer to arrange this.
How to Choose a Fund
There are many superannuation funds you could potentially consider, including:
- Industry Funds (like Christian Super)
- Employer Funds (very few large employers still operate their own fund)
- Corporate Master Funds (where your employer has joined a multi-employer fund)
- Retail Master Funds (where you sign up as a personal member, typically via a financial planner)
- Self Managed Superannuation Funds (where you own and manage your superannuation directly)
These differ greatly in what they can provide, and your own circumstances and expectations will determine which one is best for you.
Typically, people will look at features such as historic performance, relevant investment choices, insurance options and costs, fees, ancillary services and so on - Christian Super’s details are set out under the Features tab.
How to Choose Christian Super
We are open to anyone in Australia who is able to choose their superannuation fund.
If you want to choose Christian Super, simply fill out your employer’s Standard Choice Form with Christian Super as your chosen fund. Your employer may request that you provide certain information about us, which is available in our Choice of Fund letter (108kB).