Learn About Investments
Understanding investments can be difficult. Generally speaking, investments can be split into growth assets and defensive assets.
Growth Assets
Growth assets are investments like shares (in Australian or overseas companies) and property, for example where Christian Super purchases shares in a company listed on the Australian stock market, or invests in a fund that purchases property.
Growth assets fluctuate significantly over short time periods, but over the long term tend to outperform defensive assets.
Defensive Assets
Defensive assets (sometimes known as income assets) include investments such as bonds issued by companies, or cash. For example, Christian Super may purchase a corporate bond, lending money to a company, with a specified interest rate and time frame for repayment.
Defensive assets tend to be quite stable over shorter time periods, but generally do not perform as well as growth assets.