How the 2021-22 Federal Budget will affect your super

The 2021-22 Federal Budget was recently announced. Here’s a brief summary of the proposed changes that may affect your super from 1 July 2022.* Quick overview Proposed Changes for Workers Proposed Changes for Retirees Removal of $450 monthly income theshold for super contributions Higher withdrawal limit for First Home Super Saver Scheme Removal of work … Read more

Insurance in Superannuation Voluntary Code of Practice

(Updated May 2021) Christian Super has confirmed its intention to adopt the Insurance in Superannuation Voluntary Code of Practice (the Code), which reflects our long-standing commitment to: be transparent, honest, and timely in the way we communicate with our members about their insurances; and offer appropriate and affordable insurances to our members. Following consultation, the Code … Read more

Spouse Contributions

Do you have a spouse who is not working or is earning a low income? If your spouse is either not working or earning a low income, it’s likely their super is significantly lower than your own. Generally, women are more likely to have insufficient super when they retire – in Australia, women retire with … Read more

Co-Contribution and Other Incentives

If your income is under a certain threshold, making voluntary after-tax super contributions before the end of the financial year (EOFY) on 30 June could make you eligible for a government super co-contribution. You may also be able to take advantage of the low tax rate payable in super on investment earnings. If you earn … Read more

Changes to super from 1 July 2021

There are a number of superannuation changes that will take effect on the 1st of July 2021. We’ve summarised the key ones below:   Superannuation guarantee increase to 10% The superannuation guarantee is the minimum percentage of your ordinary time earnings that your employer has to pay into your superannuation fund, if you meet certain conditions. On the 1st of July 2021, the superannuation guarantee will increase from 9.5% to 10%.   Contribution cap increases There are caps on the amount that … Read more

Get Ready for the End of Financial Year

The End of Financial Year (EOFY) is near. Now is a great time to get your finances in order and plan ahead. While 2021 has been a year of finding our feet again, it’s valuable to start preparing for the EOFY sooner than later, to avoid the last-minute scramble before June 30! To help you … Read more

Easter reflection and our Easter traditions

To our valued members all around Australia, As we journey through holy week, one of the traditions we have as a Christian Super team is to share in a time together of Easter reflection and remembrance. Recently we were privileged to have Lauren Taylor join us to lead a time of reflection. Lauren is World … Read more

Youth CONNECT Impact Story: Noah

Youth CONNECT is a program delivered by Churches of Christ in Queensland in partnership with the Queensland Government. This holistic program provides support for young people exiting statutory care who are at risk of homeless. Youth CONNECT is one of our impact investments, which means that it aims to achieve a positive social or environmental … Read more