Cancellation of Insurance | Accounts under $6,000 | Under 25 years of age

Putting Members’ Interests First

Cancellation of Insurance for Accounts under $6,000 or if you’re under 25 years of age.

The Government has recently passed new legislation to ensure that members with low account balances are not paying premiums for insurance cover that may erode their retirement savings.

In accordance with this new legislation, superfunds will be required to cancel insurance cover on 1 April 2020, if an account balance is less than $6,000.

From 1 April 2020, any new Christian Super members joining OR waiting for their default insurance cover to commence won’t receive default cover until they’re 25 years of age AND have a minimum balance of $6,000.

To check your current insurance cover, please login to MemberAccess or contact our Member Care Team on 1300 360 907 if you’re a Christian Super member.

To keep insurance cover

If you wish to maintain your insurance cover account, you can:

• Complete an Election to Maintain Insurance Cover form and return it to us before 1 April 2020;
• If you are a Christian Super Member, login to MemberAccess and select to retain your insurance cover via the ‘Update personal details’ section before 1 April 2020;
• Ensure that your account balance reaches $6,000 before 1 April 2020. Ways to do this could include combining superannuation accounts or making a contribution to your account to bring your balance to $6000 or greater. (If you’re under 25 years of age this action will not equip you to maintain insurance cover. Please refer to the first two dot points).

Discard insurance cover

If you do not wish to maintain your insurance cover and your account balance remains below $6,000, you do not need to take any further action. Your insurance cover will be cancelled on 1 April 2020.


Our Member Care Team is here to help you.

Phone: 1300 360 907, 9:00am – 6:00pm (AEST ) Monday to Friday
Email: (is this correct?)