An ethical pension
Our aim is to provide a market linked pension while investing for a brighter future.
Invest your retirement savings with heart
When you open a pension with us, you’re making a conscious, ethical decision on where your retirement money goes.
Continue investing ethically
Our Ethical Criteria apply to all portfolios we manage, including our pension options.
100% ethically evaluated
We apply our Ethical Criteria apply to restrict+ investments in negative activities like fossil fuels, nuclear, tobacco, and support positive ones in renewables, healthcare, IT and more
Choice
We have 6 ethical-only investment options for your retirement plan. So your money will help deliver real change for people, planet and animals while supporting your retirement goals
*Subject to legislative requirements
How it works
If you want to keep working
You can:
- Create an account-based pension as part of a Transition to Retirement Strategy or TTR.
- Start an account-based pension while keeping your accumulation super fund.
- Boost your super by Salary Sacrificing some of your income, while topping up your salary with your pension income.
- Work less hours as you ease into retirement and boost your salary income with your pension income.
If you're ready to retire
You can create an account-based pension and receive regular income from your super.
To start an account-based pension without a TTR strategy you must:
- be 60 or over and have ended your employment OR
- be 65 or older, regardless of whether you’re still working or retired.
Learn more about creating a pension account for retirement
How to apply
Starting an account based pension with Australian Ethical is simple. Start with the online form or download and complete the PDF version.
| Step One | Fill in your personal information |
| Step Two | Fund your account |
| Step Three | Set up your payments |
| Step Four | Choose your investment preferences |
| Step Five | Choose your beneficiaries |
| Step Six | Submit your application for approval |
Award-winning pension
Our award-winning# investment team has shown that an ethical approach to investing can deliver healthy* returns.
SuperRatings GOLD for Pension++
Responsible Investment Leader 2022
B Corp Best for the World for Customers and Governance
++SuperRatings does not issue, sell, guarantee or underwrite this product. See the website for details of its ratings criteria. SuperRatings performance figure is net of percentage based administration and investment fees.