Insurance – We’ve Got You Covered

Insurance is a topic few of us enjoy discussing, however organising your insurance can give you peace of mind should something unfortunate occur.

At Christian Super we consider insurance to be a vital part of living life with financial health and understanding. It provides financial peace of mind so you can focus on other things in life! It is designed to provide protection for you and your family against financial hardship should the unexpected occur.

 

Overview

  • Types of Insurance
  • Automatic Default Cover
  • Applying for Insurance
  • How to Claim

 

Types of Insurance

Christian Super provides the following types of insurance:

  • Death Cover: A lump sum in the event of death or terminal illness.
  • Total and Permanent Disablement (TPD) Cover: A lump sum should you become sick or injured and are not expected to ever work again.
  • Income Protection (IP) Cover: A regular income should you be unable to work for a prolonged period of time due to injury or sickness.

 

Automatic Default Cover

Members who join Christian Super and receive mandatory employer contributions will be provided with our automatic default cover once they are 25 years of age AND their account balance has reached $6,000. If your balance decreases below $6,000 after you have reached this threshold, we will not reduce your cover.

Automatic default insurance cover is designed to automatically provide members with a basic level of financial protection in the event of death, TPD or loss of income due to prolonged illness or injury. You have the option to increase, decrease or cancel your  insurance cover at any time. Learn more in our Insurance Guide.

 

Applying for Insurance

If you do not receive our automatic default insurance cover or wish to apply for additional cover, please read our Insurance Guide and consider seeking financial advice before making a decision.

 

How to Claim

There are times where you may need to make a claim to access your insurance cover. Click here to learn more about how to make a claim and the process that needs to be followed.

 

Need Help?

Click here to get in contact with our friendly Member Care Team who can help you with questions you may have.