Keeping Track of Your Super

Your super is your money so it’s a good idea to keep track of it. If you’re a Christian Super member, you can get a free ‘Super Health Check’ simply by contacting our Member Care Team. 

We’ve put together a list of actions to consider to help you keep track of your super: 

  • Where is your super being paid to?
  • Update your contact details
  • Combine your super into one account
  • Choose your default super account
  • You’re currently not receiving an income
  • Consider making a personal contribution

 

Where is your Super being paid too?

It’s a good idea to check where your current employer is paying your super contributions. If they are not going into your Christian Super account and you would like them to, simply:

  1. Download the Choice of Fund Form from our website and fill in.
  2. Give the completed form to your employer.

Once you have exercised ‘choice of fund’ your employer will pay your super into your Christian Super account.

 

Update your contact details

Do we have your correct phone number and email address? It never hurts to double check that the contact details Christian Super has are up to date, otherwise you could miss out on important updates about your super account. 

Our Member Care Team can check and update your contact details. You can call them on 1300 360 907 or email members@christiansuper.com.au. Alternately you can:

  1. Login to your online account,
  2. Select the Personal Details tab,
  3. Enter your missing contact details and click update.

 

Combine your super into one account

Having more than one super account could mean that you are paying fees on multiple accounts, meaning less superannuation when you retire. You can learn more about the benefits of combining your super accounts by clicking here 

If you would like to combine your super into your Christian Super account, you can click here to find out more.* 

 

Choose your default super account

One of the many benefits of selecting a default super account is that all your current and future employer contributions will go into the one super account. This makes keeping track of your super much simpler!

If you’d like to make Christian Super you ‘default’ super fund (i.e. the one that will automatically receive any future contributions, even if you change jobs) you will need to complete a ‘Choice of Fund’ form and give it to your employer.  

If you’d like to learn more about choosing a default super fund and why you might want to consider Christian Super, click here.*

 

You’re currently not receiving an income

We understand that there may be may reasons for why you may not have had contribution payments into your Christian Super for some time. You may want to consider learning more about the different types of contributions you can make outside of super guarantee payments, click here to learn more.

 

Consider making a personal contribution

A personal super contribution can be made via BPAY. Every Christian Super member has unique BPAY details – you can find yours in your online MemberAccess account, on our mobile app or on your most recent member statement. You can also contact our Member Care Team who will be happy to provide you with your unique BPAY details. 

 

Value of account activity

! Be aware, that if your super account receives no contributions for over 15 months, it may be deemed as an inactive or low balance account and may be swept to the ATO. Learn more here.

If you have any questions we are here to help. Contact our Member Care team for any questions you might have about the content listed above.

 

* If you’re thinking of closing your Christian Super account, or combing your other super into Christian Super, it may be beneficial to seek financial advice. If you’re a Christian Super member, click here to learn about different financial advice services that are available to you. 

 

Questions?

If you have any other questions about your super account, please contact our friendly Member Care Team.

 

Disclaimer: The content of this article includes advice that is general in nature and does not consider your personal situation. Christian Super encourages all people considering their options in retirement planning to seek out qualified professionals who can provide specific personal advice.