contributions

Spouse Contributions

Do you have a spouse who is not working or is earning a low income? If your spouse is either not working or earning a low income, it’s likely their super is significantly lower than your own. Generally, women are more likely to have insufficient super when they retire – in Australia, women retire with … Read more

Why making additional contributions to your super may benefit you

Saving and investing for your future is one of the wisest and most important things you can do, whether you are just starting out in your career, cementing financial foundations, or approaching retirement. To live the lifestyle you want in retirement, you may need to make additional contributions to your super, over and above the … Read more

Carry Forward and Bring Forward Rules

A new way to top up your super, tax effectively. Carry forward rule – Concessional Contributions Bring forward rule – Non-Concessional Contributions Your super is the only investment you have that offers a favourable tax treatment over time. A lower tax rate means you have more available funds to fulfil a purposeful retirement. Tax advantages … Read more

Catching up on Superannuation after a Career Break

Parents, take a breath. The cherubs are (becoming) less dependent on your daily care. Blink and they’ll be in high school. Daycare fees are a distant memory, the finish line of your mortgage is in sight and, while you may still be hands on at home, perhaps you’re thinking about switching your weekday focus from … Read more

Making Additional Contributions to your Super

This article has been provided by Cornerstone Wealth for Christian Super Members. You may be surprised to find out that only one in 8 employed super fund members make contributions to their super above the mandatory employer-paid 9.5% superannuation guarantee.[1] If you’ve never thought about making additional contributions to your super, here are some things … Read more